SIP Calculator
See how your monthly mutual-fund SIP can grow over time. Adjust the amount, expected return and period to plan your goals.
Understanding SIP returns
SIPs work on two powerful ideas: rupee-cost averaging (you buy more units when prices are low) and compounding (your returns earn returns). The longer you stay invested, the bigger the compounding effect — which is why starting early matters more than investing large amounts.
A Systematic Investment Plan (SIP) lets you invest a fixed amount in a mutual fund every month, building wealth steadily over time through rupee-cost averaging and compounding.
This calculator uses the future-value formula: FV = P × [((1+i)ⁿ − 1) ÷ i] × (1+i), where P is the monthly amount, i is the monthly return rate, and n is the number of months.
No. Mutual fund returns depend on market performance and are not guaranteed. The expected-return figure is only an estimate for planning purposes.
Estimates for educational purposes only. Mutual fund investments are subject to market risks. Not financial advice.